Costs vs payments

OK, so the rates charged by insurance are going up 26% on average while the part of it paid by customers is going up 110%. That still doesn't explain why Biden-era covid subsidies should be renewed or how their original passage isn't responsible for making Obamacare more expensive. How is any of that Trump's fault? When the US got out of Afghanistan, the reality on the ground reasserted itself with a vengeance. That didn't mean the US should have stayed in Afghanistan forever. It meant that 20 years of fuck ups have a real cost that cannot be swept under the rug. How is Obamacare any different?